Frequently Asked Questions

What are my options if I don't qualify for a Marketplace tax credit?

If you earn too much to qualify for a subsidy, private health insurance plans in Arizona may offer more affordable rates with customizable coverage. Contact Irons Family Insurance or speak directly with Matthew Irons to compare your options.

Do I have to wait for open enrollment to get health insurance in Arizona?

Not necessarily. Private plans in Arizona are available year-round, and certain qualifying life events allow for special enrollment periods under the ACA Marketplace. Irons Family Insurance can help you explore both options.

Are there health insurance options for the self-employed in Arizona?

Yes. If you're self-employed, Irons Family Insurance can help you compare private plans, ACA Marketplace options, or small group plans. Matthew Irons will personally help you determine the best path based on your needs and income.

Is it better to use a local agent instead of a national website?

Yes. Working with a local Arizona health insurance agent like Matthew Irons gives you tailored guidance and shields you from the confusion and aggressive sales tactics of national lead-generation websites.

Can I get health insurance that covers my family in Arizona?

Absolutely. Irons Family Insurance offers family health insurance plans tailored to Arizona residents. Coverage is available both on and off the Marketplace, and Matthew Irons will help ensure your family gets the best value.