By Matthew Irons – Health Insurance Agent in Queen Creek and San Tan Valley, AZ
If you’re self-employed in Queen Creek, AZ—whether you’re a realtor, contractor, freelancer, or small business owner—finding affordable, reliable health insurance can be a challenge. Without access to employer-sponsored plans, you’re left to navigate a maze of options on your own. The good news? You don’t have to go it alone, and there are better alternatives than overpaying on the Marketplace.
What Are Your Options?
As a self-employed professional in Queen Creek, you typically have three main paths for coverage:
- Marketplace Plans (ACA): Great if you qualify for a tax credit. Not ideal if you earn too much.
- Private Health Insurance Plans: Often more affordable for higher earners or those needing flexibility.
- Health Sharing Programs or Short-Term Plans: Can be used in specific situations—but talk to an agent first to ensure fit.
Private Plans: A Smart Option for Many
If you don’t qualify for subsidies, private health insurance often gives you more value. These plans may offer:
- Lower monthly premiums
- Customizable deductibles
- Flexible provider networks
- Year-round enrollment
As your local health insurance agent in Queen Creek, I can help compare plans and ensure you’re not overpaying.
Tax Benefits for the Self-Employed
Did you know that your health insurance premiums might be tax-deductible? Self-employed individuals may be able to deduct 100% of their premiums on their federal return, depending on their income and filing status.
Why Work with a Local Agent?
When you work with a local Queen Creek agent like me, you get more than just a quote—you get support, clarity, and peace of mind:
- One-on-one consultations (no spam calls)
- Plans that fit your business and lifestyle
- Knowledge of local providers and regional plan rules
Ready to find the right plan? Contact Matthew Irons today and get health insurance designed for the self-employed in Queen Creek, AZ.
Matthew Irons
Health Insurance Agent in Queen Creek and San Tan Valley, AZ
Irons Family Insurance
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